About Johnson & Starr

Johnson & Starr offers Texas property owners fair, flexible, and easy-to-understand loans that relieve the stress of burdensome past-due property tax bills. As an Austin-based company, we take pride in serving Texas residential and commercial property owners by providing property tax loans that save homes and businesses. 

“Our commitment to serving our clients is unwavering. Each of our employees has years of experience protecting Texans who need help with high property tax bills. We are proud to offer payment plans that fit the needs of our clients, competitive terms, and our one-of-a-kind ‘Life Happens’ package of loan advantages.” — Nikolaos Stavros, CEO 

Benefits of a Johnson & Starr Property Tax Loan

  • No application fee
  • No credit check
  • No home inspection needed
  • No missed time from work—we'll come to you for the closing
  • No money due at closing

Meet the Team


Nik Stavros, CEO

Prior to launching Johnson & Starr, Nik was the managing partner for the industry’s premier legal firm. During his decade of experience as a real estate attorney, he was a leading expert on tax lending laws and regulations. He helped some of the largest tax lenders to craft more client-friendly collection and foreclosure policies, and worked diligently with counties and foreclosure firms to prevent the sale of Texans’ homes and businesses. Nik graduated from Michigan State University with a BA in Economics and received his JD from Western Michigan University before relocating to Austin, Texas. When not working, you are most likely to find Nik with his wife and son at an Austin FC soccer game. 


Andy Cahill, President

Andy previously served as Chief Operating Officer of Hunter-Kelsey, one of the largest property tax lenders, where he oversaw most aspects of the business including underwriting, servicing, financing, and sales. He has extensive financial experience as a portfolio risk manager, derivatives structurer, and business development officer. After taking two years to travel the country by RV with his wife and young children, he was drawn back to tax lending by the belief that clients should be at the center of the process. Andy graduated with a BA from Dartmouth College, where he majored in Biology and International Relations. When not working, you are most likely to find Andy eating his way across the globe with his family. 

Core Values



We know sometimes life happens, and you may have difficulty making payments. Our property tax loans are customized to fit your unique situation and can be flexible to adapt to nearly any loan requirement. 



Some lenders will charge you for just about everything. We don’t believe it’s right to charge you for your own loan statements, copies of loan documents, payoff quotes, or any other account maintenance. And speaking of payoffs, we don’t charge any extra fees if you decide to pay off your loan early. In fact, if you can do that, we’ll be happy for you. 



We guarantee that our loan terms will be competitive. If you have terms from another lender, just tell us, and we will compare the pros and cons with you. And if we aren’t the best solution, we’ll tell you. We’ll be sad to lose you, but we recognize that the client’s needs come first. 



Texas property taxes are already some of the highest in the nation, and when your county starts piling on interest, penalties, and collection fees, it can feel overwhelming. Our loans can reverse all that pressure. We will pay your residential or commercial property tax bill in full. With the pressure gone, we’ll create a repayment plan based on your priorities. 

Johnson & Starr is regulated by the state of Texas and accredited by the Better Business Bureau.

Maxine Alcorta
Maxine Alcorta
August 1, 2023.
Ms. Dora Gonzalez was amazing when it came to helping us save our family home. Cannot thank her enough and we are forever grateful to her. She made sure we understood every process we had to do and was always responding to our texts or phone calls if we had any questions. Thank u for having such compassionate workers that really do try to help and not just someone that is there for a paycheck and doesn't care about the clients. God bless u all! Sincerely The Alcorta Family
maria Garza
maria Garza
July 28, 2023.
Les doy las gracias por sus servicios estos años que me dieron su apoyo y a su personal muchas Gracias en especial a miss yazereth y miss dora
Sylvia Moore
Sylvia Moore
July 12, 2023.
Always been helpful and Mrs Angie very professional If I have a question always helpful God bless .
Richard Abrams
Richard Abrams
July 7, 2023.
Meagan Ledesma
Meagan Ledesma
June 13, 2023.
Spoke with Dora today and she gave me options for paying my late property taxes that I didn’t even know existed. She was beyond helpful and even followed up with me to make sure I got things squared away. Now a huge weight has been lifted off my shoulders and I’m so grateful to her and this company for employing such an amazing and helpful employee. Thank you, Dora!
C Denise Comeaux Parsons
C Denise Comeaux Parsons
June 4, 2023.
very efficient, cooperative and professional
wyatt Henningsen
wyatt Henningsen
June 2, 2023.
Amazing help from this company. My county appraisal office not any help at all. But I called Johnson&Starr. They helped guide me threw some steps, that my county didn't approve, even being a disabled vet. But thanks to Johnson and Starr I can sleep knowing my house won't be foreclosed. I will refer this company to anyone. Great staff and fast relief. Thank you