About Johnson & Starr

Johnson & Starr offers Texas property owners fair, flexible, and easy-to-understand loans that relieve the stress of burdensome past-due property tax bills. As an Austin-based company, we take pride in serving Texas residential and commercial property owners by providing property tax loans that save homes and businesses.

“Our commitment to serving our clients is unwavering. Each of our employees has years of experience protecting Texans who need help with high property tax bills. We are proud to offer payment plans that fit the needs of our clients, competitive terms, and our one-of-a-kind ‘Life Happens’ package of loan advantages.” — Nikolaos Stavros, CEO

Benefits of a Johnson & Starr Property Tax Loan

No application fee
No credit check
No home inspection needed
No missed time from work—we'll come to you for the closing
No money due at closing

Meet the Team

Nik Stavros, CEO

Prior to launching Johnson & Starr, Nik was the managing partner for the industry’s premier legal firm. During his decade of experience as a real estate attorney, he was a leading expert on tax lending laws and regulations. He helped some of the largest tax lenders to craft more client-friendly collection and foreclosure policies, and worked diligently with counties and foreclosure firms to prevent the sale of Texans’ homes and businesses. Nik graduated from Michigan State University with a BA in Economics and received his JD from Western Michigan University before relocating to Austin, Texas. When not working, you are most likely to find Nik with his wife and son at an Austin FC soccer game.

Andy Cahill, President

Andy previously served as Chief Operating Officer of Hunter-Kelsey, one of the largest property tax lenders, where he oversaw most aspects of the business including underwriting, servicing, financing, and sales. He has extensive financial experience as a portfolio risk manager, derivatives structurer, and business development officer. After taking two years to travel the country by RV with his wife and young children, he was drawn back to tax lending by the belief that clients should be at the center of the process. Andy graduated with a BA from Dartmouth College, where he majored in Biology and International Relations. When not working, you are most likely to find Andy eating his way across the globe with his family.

Core Values

Flexibility

We know sometimes life happens, and you may have difficulty making payments. Our property tax loans are customized to fit your unique situation and can be flexible to adapt to nearly any loan requirement.

Honesty

Some lenders will charge you for just about everything. We don’t believe it’s right to charge you for your own loan statements, copies of loan documents, payoff quotes, or any other account maintenance. And speaking of payoffs, we don’t charge any extra fees if you decide to pay off your loan early. In fact, if you can do that, we’ll be happy for you.

Integrity

We guarantee that our loan terms will be competitive. If you have terms from another lender, just tell us, and we will compare the pros and cons with you. And if we aren’t the best solution, we’ll tell you. We’ll be sad to lose you, but we recognize that the client’s needs come first.

Simplicity

Texas property taxes are already some of the highest in the nation, and when your county starts piling on interest, penalties, and collection fees, it can feel overwhelming. Our loans can reverse all that pressure. We will pay your residential or commercial property tax bill in full. With the pressure gone, we’ll create a repayment plan based on your priorities.