If You Are Facing Foreclosure in Texas From Delinquent Property Taxes, You Still Have Options!
Taxes present a significant burden on families, especially with inflation and rising costs across the Country. That burden can become overwhelming when you’ve fallen behind and face a real possibility of property tax foreclosure.
If you are facing foreclosure from delinquent property taxes, a loan from Johnson and Starr can still save your home.
Johnson & Star's Tax Loans Make Texas Property Owners Secure!
CALL US ANYTIME FOR HELP AND A FREE QUOTE: 800-203-9157
Property Tax Foreclosure Timeline
January 31st
Property Taxes in Texas are Due January 31st.
February 1st
Missing the January 31st deadline incurs a penalty of 7% and you accrue additional fees and penalties each month that your taxes go unpaid. The longer you wait to pay your delinquent taxes, the more serious the problem becomes.
March - June
Penalties & Interest Increase Up To 15%.
July 1st
Those who delay until July 1st will receive a particularly severe penalty, of 15-20% added to the already accumulated fees!
After July 1st
After July 1st, Counties can file suit, making your home eligible for Foreclosure.
Texas Property Tax Foreclosure FAQ
If you have missed the deadline and are facing penalties, it is important to take immediate action. Depending on your situation, there are several ways to seek assistance.
Consider a payment plan
Many counties offer payment plans for a set amount of time to avoid accruing taxes and penalties. Reach out to your local office to discuss your options.
Apply for a property tax loan
Given the high risk and urgency, a property tax loan might be your best option. At Johnson & Starr, we offer easy-to-understand loans designed to alleviate the stress of overdue property tax bills. We pay off your bill in full and create a personalized repayment plan that fits your needs. Don’t hesitate to learn more about our Texas Property Tax Loans—give us a call today at 888-508-3894.
Texas Property Tax Foreclosure Resources:
See why more Texans are choosing Johnson & Starr. Fast, transparent, and personal support.
Our application process is so easy, it can often be completed the same day, meaning you could have peace of mind starting tonight. And we will set you up with an affordable payment plan that meets your needs—not the county’s.
Getting a Johnson & Starr property-tax loan means...
What People Say About Johnson & Starr
Flexibility
We know sometimes life happens, and you may have difficulty making payments. Our property tax loans are customized to fit your unique situation and can be flexible to adapt to nearly any loan requirement.
Honesty
Some lenders will charge you for just about everything. We don’t believe it’s right to charge you for your own loan statements, copies of loan documents, payoff quotes, or any other account maintenance. And speaking of payoffs, we don’t charge any extra fees if you decide to pay off your loan early. In fact, if you can do that, we’ll be happy for you.
Integrity
We guarantee that our loan terms will be competitive. If you have terms from another lender, just tell us, and we will compare the pros and cons with you. And if we aren’t the best solution, we’ll tell you. We’ll be sad to lose you, but we recognize that the client’s needs come first.
Simplicity
Texas property taxes are already some of the highest in the nation, and when your county starts piling on interest, penalties, and collection fees, it can feel overwhelming. Our loans can reverse all that pressure. We will pay your residential or commercial property tax bill in full. With the pressure gone, we’ll create a repayment plan based on your priorities.
Use our convenient calculator to estimate your property tax loan payments!
Our loan terms are amazingly borrower-friendly.
After decades of helping borrowers, the folks behind Johnson & Starr know that after people get a loan, life happens, and there may be difficulty making payments. And what people need then is not a lender who just adds pressure, but an ally who is willing to work with them.
That’s why at Johnson & Starr, we build flexibility into your loan, guaranteed. With a Johnson & Starr property tax loan, you get all of the benefits and flexibility below…
Benefits of a Johnson & Starr property-tax loan
Customized everything
We work with you to make sure the plan fits, with payment terms based on what you say is manageable for your budget. We’ll help you make sure ownership is all settled if you inherited the property, and we’ll communicate in a way that works best for you. Text us, e-mail us, call us. Same incredible service.
The option to skip payments
After you start monthly payments, you can skip a certain number of payments with no extra fees or penalties—or hassle—from us, guaranteed. When that unexpected car-repair hits you, or a medical bill, or a loved one needs a financial hand—we understand.**
End-of-year rebate
If you start your loan by the end of February and then make payments as scheduled for the rest of the year, we will send you a cash rebate in January to start your new year on a high note. That’s right—cash, back to you, every year, just for paying as scheduled. If you want, you can sign up for automatic loan payments from your bank account to make sure you always qualify for a rebate.
No hidden fees
Some lenders will charge you for just about everything. We don’t believe in that. Our goal is to save your home and to help you protect your investment with honest, clearly outlined processes and fees. Want to pay off your loan early? We’ll be happy for you, not charge you a penalty for it!
Benefits of a Johnson & Starr property-tax loan
Customized everything
We work with you to make sure the plan fits, with payment terms based on what you say is manageable for your budget. We’ll help you make sure ownership is all settled if you inherited the property, and we’ll communicate in a way that works best for you. Text us, e-mail us, call us. Same incredible service.
The option to skip payments
After you start monthly payments, you can skip a certain number of payments with no extra fees or penalties—or hassle—from us, guaranteed. When that unexpected car-repair hits you, or a medical bill, or a loved one needs a financial hand—we understand.**
End-of-year rebate
If you start your loan by the end of February and then make payments as scheduled for the rest of the year, we will send you a cash rebate in January to start your new year on a high note. That’s right—cash, back to you, every year, just for paying as scheduled. If you want, you can sign up for automatic loan payments from your bank account to make sure you always qualify for a rebate.
No hidden fees
Some lenders will charge you for just about everything. We don’t believe in that. Our goal is to save your home and to help you protect your investment with honest, clearly outlined processes and fees. Want to pay off your loan early? We’ll be happy for you, not charge you a penalty for it!
*The number of payments you can skip depends on the length of your loan. This option, available for loans in good standing, is a payment deferral, meaning it pushes that month’s due date out to the future. Interest will continue to accrue on your loan balance, and a balance will remain at maturity if you don’t make up the amount before then. It’s your choice.
The Johnson & Starr Guarantee
We guarantee that we will work with you to come up with a payment plan that fits your needs, based on your circumstances.
We guarantee that our loan terms will be competitive. If you have terms from another lender, just tell us, and we will compare the pros and cons with you.
- Ability to skip payments without penalty.**
- Annual rebate for steady payers
- No fees for account information or documents
* The number of payments you can skip depends on the length of your loan. This option, available for loans in good standing, is a payment deferral, meaning it pushes that month's due date out to the future. Interest will continue to accrue on your loan balance, and a balance will remain at maturity if you don't make up the amount before then. It's your choice.