Stop Property Tax Foreclosure

If You Are Facing Foreclosure From Delinquent Property Taxes, You Still Have Options To Save Your Home.

We Can Provide You with the Property Tax Loan You Need to Get Back on Track!

Straight Forward Process

No Application Fee

No Credit Check

Flexible Terms

No Money Due at Closing

Close In As Little As 7 Days

Stop Property Tax Foreclosure!
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If You Are Facing Foreclosure in Texas From Delinquent Property Taxes, You Still Have Options!

Taxes present a significant burden on families, especially with inflation and rising costs across the Country. That burden can become overwhelming when you’ve fallen behind and face a real possibility of property tax foreclosure.

If you are facing foreclosure from delinquent property taxes, a loan from Johnson and Starr can still save your home.

Johnson & Star's Tax Loans Make Texas Property Owners Secure!

Property Tax Foreclosure

CALL US ANYTIME FOR HELP AND A FREE QUOTE: 800-203-9157

Property Tax Foreclosure Timeline

January 31st

Property Taxes in Texas are Due January 31st.

February 1st

Missing the January 31st deadline incurs a penalty of 7% and you accrue additional fees and penalties each month that your taxes go unpaid. The longer you wait to pay your delinquent taxes, the more serious the problem becomes.  

March - June

Penalties & Interest Increase Up To 15%.

July 1st

Those who delay until July 1st will receive a particularly severe penalty, of 15-20% added to the already accumulated fees!

After July 1st

After July 1st, Counties can file suit, making your home eligible for Foreclosure.

Texas Property Tax Foreclosure FAQ

If you have missed the deadline and are facing penalties, it is important to take immediate action. Depending on your situation, there are several ways to seek assistance.

Consider a payment plan

Many counties offer payment plans for a set amount of time to avoid accruing taxes and penalties. Reach out to your local office to discuss your options.

Apply for a property tax loan

Given the high risk and urgency, a property tax loan might be your best option. At Johnson & Starr, we offer easy-to-understand loans designed to alleviate the stress of overdue property tax bills. We pay off your bill in full and create a personalized repayment plan that fits your needs. Don’t hesitate to learn more about our Texas Property Tax Loans—give us a call today at 888-508-3894.

Texas Property Tax Foreclosure Resources:

The July 1st Deadline Has Passed, and You Still Owe a Lot, Now What?

July 11, 2025

If you missed the July 1st property tax payment deadline in Texas, you’re not alone and you still have options. Every year, thousands of property owners fall behind on their tax bills, whether due to financial hardship, confusion about deadlines, or simply being overwhelmed. Unfortunately, once July 1st hits, things can escalate quickly: penalties, interest,…

Why Do Delinquent Property Taxes in Texas Spike in July?

June 30, 2025

The longer delinquent Texas property taxes go unpaid, the harder they become to manage. Each month of delinquency brings added penalties, interest, and fees, but July 1st marks a turning point. That’s when an especially steep penalty kicks in, making it significantly more difficult to catch up. What Happens in July? Starting July 1st, local…

Understanding Your Rights as a Property Owner  

April 7, 2025

Purchasing your first home is always a major accomplishment worth celebrating. But owning a home comes with a lot of less-than-fun requirements including maintenance, repairs, and of course, property taxes. Property taxes are an even bigger commitment in Texas where property owners pay the seventh-highest property tax rate in the country. Paying them can be…

Can You Avoid Paying Property Taxes? Here’s What Happens 

February 7, 2025

What would happen if you stopped paying your property taxes altogether or if there were a way to avoid them entirely? Property taxes play a vital role in funding community infrastructure, especially in Texas where no state income tax exists. So, if you’re wondering if you can avoid paying property taxes in 2025, here’s what…

Cómo detener la ejecución hipotecaria de impuestos sobre la propiedad

October 21, 2024

Los impuestos representan una carga significativa para las familias, especialmente con la inflación y el aumento de los costos en todo el país. Esa carga puede volverse abrumadora cuando se ha caído atrás y se enfrenta la posibilidad real de una ejecución hipotecaria de impuestos sobre la propiedad. Afortunadamente, hay una multitud de formas de…

I Inherited Delinquent Property Taxes — What Do I Do?

October 8, 2024

Property taxes can be confusing to anyone, but if you’ve inherited a home that has preexisting delinquent property taxes, the situation can be even more complicated. Who’s responsible for the taxes?  What if you are a joint owner of the property? What if the new owner is a minor? Can you sell the home you’ve…

Can You Avoid Paying Property Taxes? Here’s What Happens 

September 10, 2024

Property taxes are just one of many tax forms used to provide revenue for local governments. Understanding property taxes can be complicated and many property owners might wonder if loopholes exist to avoid paying them entirely. Read on for insights on common misconceptions and what really happens if you try to sidestep your property taxes…

How Long Can Property Taxes Go Unpaid 

August 2, 2024 |

While it’s preferred that our taxes be paid in full every year by the January 31st deadline, sometimes hardship and life events can affect our ability to pay our property taxes on time. Below is an in-depth guide on how long property taxes can go unpaid in Texas before you face foreclosure.   An Overview of Property…

How To Stop Property Tax Foreclosure 

July 24, 2024 |

Taxes present a significant burden on families, especially with inflation and rising costs across the Country. That burden can become overwhelming when you’ve fallen behind and face a real possibility of property tax foreclosure. Thankfully, there are a multitude of ways to stop property tax foreclosure and keep your home with your family, where it…

A Guide to Understanding the July 1st Property Tax Penalty in Texas

June 25, 2024

In Texas, missing the January 31st deadline can lead to penalties, culminating in a significant financial hit on July 1st. In this blog, we’ll provide the details of this penalty, the reasons why it’s crucial to avoid it, and practical tips to ensure you stay ahead of your financials. What is the July 1st Property…

See why more Texans are choosing Johnson & Starr. Fast, transparent, and personal support.

Our application process is so easy, it can often be completed the same day, meaning you could have peace of mind starting tonight. And we will set you up with an affordable payment plan that meets your needs—not the county’s.

Getting a Johnson & Starr property-tax loan means...

  • No Application Fee
  • No Credit Check
  • No Home Inspection
  • No Missed Time From Work—We come to you for the closing
  • No Money Due at Closing
  • Close In As Little As 7 Days

What People Say About Johnson & Starr

flexibility

Flexibility 

We know sometimes life happens, and you may have difficulty making payments. Our property tax loans are customized to fit your unique situation and can be flexible to adapt to nearly any loan requirement. 

honesty

Honesty 

Some lenders will charge you for just about everything. We don’t believe it’s right to charge you for your own loan statements, copies of loan documents, payoff quotes, or any other account maintenance. And speaking of payoffs, we don’t charge any extra fees if you decide to pay off your loan early. In fact, if you can do that, we’ll be happy for you. 

integrity

Integrity 

We guarantee that our loan terms will be competitive. If you have terms from another lender, just tell us, and we will compare the pros and cons with you. And if we aren’t the best solution, we’ll tell you. We’ll be sad to lose you, but we recognize that the client’s needs come first. 

simplicity

Simplicity 

Texas property taxes are already some of the highest in the nation, and when your county starts piling on interest, penalties, and collection fees, it can feel overwhelming. Our loans can reverse all that pressure. We will pay your residential or commercial property tax bill in full. With the pressure gone, we’ll create a repayment plan based on your priorities. 

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Use our convenient calculator to estimate your property tax loan payments!

Our loan terms are amazingly borrower-friendly.

After decades of helping borrowers, the folks behind Johnson & Starr know that after people get a loan, life happens, and there may be difficulty making payments. And what people need then is not a lender who just adds pressure, but an ally who is willing to work with them.

That’s why at Johnson & Starr, we build flexibility into your loan, guaranteed. With a Johnson & Starr property tax loan, you get all of the benefits and flexibility below…

Benefits of a Johnson & Starr property-tax loan

Customized everything (1)

Customized everything

We work with you to make sure the plan fits, with payment terms based on what you say is manageable for your budget. We’ll help you make sure ownership is all settled if you inherited the property, and we’ll communicate in a way that works best for you. Text us, e-mail us, call us. Same incredible service.

Skip payment #191B46

The option to skip payments

After you start monthly payments, you can skip a certain number of payments with no extra fees or penalties—or hassle—from us, guaranteed. When that unexpected car-repair hits you, or a medical bill, or a loved one needs a financial hand—we understand.**

Rebate #191B46 (1)

End-of-year rebate

If you start your loan by the end of February and then make payments as scheduled for the rest of the year, we will send you a cash rebate in January to start your new year on a high note. That’s right—cash, back to you, every year, just for paying as scheduled. If you want, you can sign up for automatic loan payments from your bank account to make sure you always qualify for a rebate.

No hidden fees #fbfcfd (1)

No hidden fees

Some lenders will charge you for just about everything. We don’t believe in that. Our goal is to save your home and to help you protect your investment with honest, clearly outlined processes and fees. Want to pay off your loan early? We’ll be happy for you, not charge you a penalty for it!

Benefits of a Johnson & Starr property-tax loan

Customized everything (1)

Customized everything

We work with you to make sure the plan fits, with payment terms based on what you say is manageable for your budget. We’ll help you make sure ownership is all settled if you inherited the property, and we’ll communicate in a way that works best for you. Text us, e-mail us, call us. Same incredible service.

Skip payment #191B46

The option to skip payments

After you start monthly payments, you can skip a certain number of payments with no extra fees or penalties—or hassle—from us, guaranteed. When that unexpected car-repair hits you, or a medical bill, or a loved one needs a financial hand—we understand.**

Rebate #fbfcfd (1)

End-of-year rebate

If you start your loan by the end of February and then make payments as scheduled for the rest of the year, we will send you a cash rebate in January to start your new year on a high note. That’s right—cash, back to you, every year, just for paying as scheduled. If you want, you can sign up for automatic loan payments from your bank account to make sure you always qualify for a rebate.

No hidden fees #191B46

No hidden fees

Some lenders will charge you for just about everything. We don’t believe in that. Our goal is to save your home and to help you protect your investment with honest, clearly outlined processes and fees. Want to pay off your loan early? We’ll be happy for you, not charge you a penalty for it!

*The number of payments you can skip depends on the length of your loan. This option, available for loans in good standing, is a payment deferral, meaning it pushes that month’s due date out to the future. Interest will continue to accrue on your loan balance, and a balance will remain at maturity if you don’t make up the amount before then. It’s your choice.

The Johnson & Starr Guarantee

Guarantee seal - 2021-10-21

We guarantee that we will work with you to come up with a payment plan that fits your needs, based on your circumstances.

Guarantee seal - 2021-10-21

We guarantee that our loan terms will be competitive. If you have terms from another lender, just tell us, and we will compare the pros and cons with you.

Guarantee seal - 2021-10-21

We are the only property-tax lender to guarantee our three-part "Life Happens" package of advantages:

  • Ability to skip payments without penalty.**
  • Annual rebate for steady payers
  • No fees for account information or documents

* The number of payments you can skip depends on the length of your loan. This option, available for loans in good standing, is a payment deferral, meaning it pushes that month's due date out to the future. Interest will continue to accrue on your loan balance, and a balance will remain at maturity if you don't make up the amount before then. It's your choice.

With a quick call or text, property tax help is on the way. Call or text 800-203-9157

Or fill in this form, and a helpful, licensed loan officer will contact you.

Quick Call Form (Home page bottom form)
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Don't delay! The sooner we can help you pay your taxes, the sooner you can regain financial control and peace of mind. Call or text us at 800-203-9157 to speak with a helpful, licensed loan officer, or fill out the contact form above now!