Residential Property Tax Loans
There's no need to lose a home, or to use up your savings, over a property tax bill.
When you don't pay your Texas residential property tax on time, your county or other taxing authority adds penalties, interest, and fees, making it even harder to pay. Some people get sued over taxes and lose their homes—needlessly!
We will immediately pay the entire tax bill on your home and set up a flexible repayment plan for you. Our tax loans help owners of all kinds of homes and residential lots:
We will immediately pay the entire tax bill on your home and set up a flexible repayment plan for you.
Johnson & Starr tax loans help owners of all kinds of homes and residential lots:
- Single family homes
- Vacation homes
- Townhouses
- Condo units
- Duplexes
- Rental houses
- Mixed use (home and business)
- Inherited homes
- Family farms
- Mobile homes (if legally attached)
- Residential lots
- Single family homes
- Vacation homes
- Townhouses
- Condo units
- Duplexes
- Rental houses
- Mixed use (home and business)
- Inherited homes
- Family farms
- Mobile homes (if legally attached)
- Residential lots
A residential property tax loan from Johnson & Starr stops the county or other taxing authority from adding more to your tax bill. It also stops any movement there might have been toward foreclosure. We pay off your taxes in full, then you can pay us back on a schedule that works for you.
Straightforward process
It takes only minutes to apply, and your credit score doesn't matter.
No upfront costs
There's no application fee and no money due at signing.
Flexible terms
You can even qualify to skip payments without penalty! *
Don't wait to contact us so we can pay the tax bill on your home!
Here's why…
For most taxpayers, the deadline for paying your new property tax bill each year is January 31.
One day after the deadline, usually on February 1, penalties and interest start being added, including 7% on that very day! Every month you wait, you owe more, as much as 47% in the first year alone.
On July 1st, the penalty is doubled, and you can be hit with a big 20% collection fee.
If you still don't pay, the county or other taxing authority can sue you and hit you with attorney fees and court costs.
If you haven't paid by the court date, the court can permit the taxing authority to sell your home at foreclosure sale.
A Johnson & Starr property tax loan can prevent all this trouble!
A Johnson & Starr residential property tax loan can help you if…
You don't have enough cash to pay the tax bill on your home.
With living expenses today, it's not that hard to get in a jam over your home's property taxes. We understand. And we don't mind if you have a low credit score. In fact, we don't even run a credit check, because our loan is backed by your property.
Applying for a Johnson & Starr loan is uncomplicated and free. There's no application fee. We don't inspect your home. And there is no money due at closing. With a Johnson & Starr residential property tax loan, you don't have to pay anything until after we have paid your entire tax bill for you. Then you pay us back over time on a schedule that works for you.
You could pay your tax bill, but instead of paying all at once, you'd rather pay over time.
A property tax loan isn't just for homeowners who can't pay their taxes—it's also for people who could pay but don't want to make a big, lump-sum payment.
Maybe your income is seasonal, or you are between jobs, or you have another big expense to take care of. A residential property tax loan could be a smart idea for budgeting and planning. Compared with other loan types, the simplicity and speed of applying, competitive terms, and flexibility make for a great solution.
You inherited a home and want to keep it—but suddenly there's a big tax bill.
Passing along a home is a wonderful family legacy. But if you're the heir, an inherited home can come with a sizeable property tax bill that you are not prepared to pay. You could sell the home and use the proceeds to pay the taxes—but what if, instead, you want to keep the house to live in, or to rent out, or maybe to sell later when you can get more money for it?
A Johnson & Starr residential property tax loan is a great solution for inherited homes. The whole process is so streamlined that you can stop worrying about those taxes right away, and start focusing on your plans for the home.
Getting a Johnson & Starr loan is a simple process:
Step 1 Simple application
Call us to apply by phone or fill out the form at the bottom of the page, and we will call you. We will give you all the loan details, including repayment options, for free and with no obligation.
Step 2 Choose your closing date
We will get the exact amounts due and confirm ownership of the property to prepare documentation, and we will schedule a closing at your convenience. There is no money due at closing.
Step 3 Relax!
You've done your part, and now we will pay your home's property taxes in full, including all fees and penalties, and send you the official receipt showing they're paid. Your worries are over.
The Johnson & Starr Guarantee
We guarantee that we will work with you to come up with a payment plan that fits your needs, based on your circumstances.
We guarantee that our loan terms will be competitive. If you have terms from another lender, just tell us, and we will compare the pros and cons with you.
We are the only property-tax lender to guarantee our three-part "Life Happens" package of advantages:
- Ability to skip payments without penalty.**
- Annual rebate for steady payers
- No fees for account information or documents
* The number of payments you can skip depends on the length of your loan. This option, available for loans in good standing, is a payment deferral, meaning it pushes that month's due date out to the future. Interest will continue to accrue on your loan balance, and a balance will remain at maturity if you don't make up the amount before then. It's your choice.