Protect Your Greatest Investment from Foreclosure
If you are one of the thousands of Texans with six figures or more in property tax debt, we need you to know that you aren't alone - and we can help!
Property owners with high amounts of property tax debt may qualify for our lowest rates, but time is of the essence. Each month of delinquency carries additional penalties and fees.
Straight Forward Process
No Application Fee
Premium Service
Flexible Terms
No Money Due at Closing
Competitive Rates
Learn About Our Lowest Rates for High Debt Borrowers Today.
Have $100,000 or More in Delinquent Property Taxes? Protect Your Property Before It's Too Late.
If this is your first year dealing with delinquent property taxes, you may not realize how quickly penalties can increase. Most property owners with past due taxes had 15-20% in additional penalties and fees added on July 1st! Now the threat of foreclosure increases significantly.
Your property may be worth far more than the delinquent tax balance, but that won't stop the county from foreclosing and auctioning your property for just a fraction of its worth if you delay. Understanding your options now may help protect your equity, avoid unnecessary costs, and preserve greater flexibility moving forward.
Johnson & Starr's Tax Loans Make Texas Property Owners Secure!
CALL US ANYTIME FOR HELP AND A FREE QUOTE: 800-203-9157
You Have Options for Your Property Tax Debt
Receiving notice of delinquent property taxes can feel overwhelming, especially if this is your first experience navigating the process. The good news is that delinquency does not necessarily mean you've run out of options.
The best path forward depends on several factors, including the amount owed, your property's equity position, and where you are in the delinquency timeline. Understanding your situation early may help protect your investment and preserve greater flexibility moving forward.
Johnson & Starr works with property owners to evaluate where they are, so they understand available options and identify solutions.
It's Not too Late!
July 1 is an important date in the collection process because 15-20% of additional penalties and fees may be assessed, increasing the total amount owed significantly. It is also the date when the county may begin the foreclosure process. Taking time to understand your options before July can help you make informed decisions and avoid unnecessary costs.
What Can Happen if You Are Still Delinquent in July and Beyond:
- Additional penalties and fees will increase the amount owed
- Collection and enforcement activity may escalate
- Available resolution options may become more limited
- Risk of foreclosure increases
Getting a Johnson & Starr property-tax loan means...
What People Say About Johnson & Starr
Flexibility
We know sometimes life happens, and you may have difficulty making payments. Our property tax loans are customized to fit your unique situation and can be flexible to adapt to nearly any loan requirement.
Honesty
Some lenders will charge you for just about everything. We don’t believe it’s right to charge you for your own loan statements, copies of loan documents, payoff quotes, or any other account maintenance. And speaking of payoffs, we don’t charge any extra fees if you decide to pay off your loan early. In fact, if you can do that, we’ll be happy for you.
Integrity
We guarantee that our loan terms will be competitive. If you have terms from another lender, just tell us, and we will compare the pros and cons with you. And if we aren’t the best solution, we’ll tell you. We’ll be sad to lose you, but we recognize that the client’s needs come first.
Simplicity
Texas property taxes are already some of the highest in the nation, and when your county starts piling on interest, penalties, and collection fees, it can feel overwhelming. Our loans can reverse all that pressure. We will pay your residential or commercial property tax bill in full. With the pressure gone, we’ll create a repayment plan based on your priorities.
Use our convenient calculator to estimate your property tax loan payments!
The Johnson & Starr Guarantee
We guarantee that we will work with you to come up with a payment plan that fits your needs, based on your circumstances.
We guarantee that our loan terms will be competitive. If you have terms from another lender, just tell us, and we will compare the pros and cons with you.
We are the only property-tax lender to guarantee our three-part "Life Happens" package of advantages:
- Ability to skip payments without penalty.**
- Annual rebate for steady payers
- No fees for account information or documents
* The number of payments you can skip depends on the length of your loan. This option, available for loans in good standing, is a payment deferral, meaning it pushes that month's due date out to the future. Interest will continue to accrue on your loan balance, and a balance will remain at maturity if you don't make up the amount before then. It's your choice.