Paying Property Taxes

Texas Property Tax Penalty and Interest Chart

February 23, 2026

In Texas, you are considered delinquent if your property tax bill remains unpaid by February 1st of the tax year. Once delinquent, you are subject to a 7% penalty and from there interest and penalties continue with one of the largest penalties coming in July for most counties. Every month that you’re still past due,…

Are Property Tax Loans a Good Idea? Pros and Cons of Property Tax Loans 

February 10, 2026

When property taxes go unpaid, the consequences can be serious, especially in states like Texas, where penalties and interest can rapidly add up. Property tax loans have become a common solution for homeowners facing this issue, but are they the right choice for everyone? This article explores what property tax loans are, how they work,…

A Guide to Delinquent Property Taxes in Texas

January 28, 2026

If you have recently fallen behind paying your Texas property taxes, the situation can feel quite overwhelming. Whether due to financial hardship, unexpected expenses, or simple timing issues, unpaid taxes can quickly become a larger problem as penalties and interest accumulate. Knowing how delinquent property taxes work in Texas and what options are available can…

Can You Pay Property Taxes with a Credit Card?

January 22, 2026

If you’re a Texas homeowner wondering, “Can you pay property taxes with a credit card?”, you’re not alone. Many people look to credit cards as a quick solution when property tax bills are due, but while it may be possible, it’s often not the smartest or most affordable option. Here’s what you need to know before…

How Long Can Property Taxes Go Unpaid in Texas?

December 22, 2025

Important Deadlines & What Homeowners Need to Know Before 2026   December brings celebrations, travel, and family gatherings, but for many Texas homeowners, it also brings an important financial reminder: property taxes are due January 31st, and penalties begin to quicklyadd up if you fall behind.   This guide discusses Texas tax guidelines, 2026 penalty timelines, and real county   procedures to help you act before fees…

What Happens If Someone Pays Your Property Taxes in Texas?

December 16, 2025

Many Texas homeowners worry each year about falling behind on property taxes and search online for answers to questions like “can someone take your property by paying the taxes in Texas?” or “what happens if you pay someone’s delinquent property taxes?” These concerns are common, and the good news is that Texas law offers protections for property owners.  In short, someone else…

Working with Johnson & Starr Property Tax Lender Is Simple

November 24, 2025

When you’re juggling end-of-year responsibilities, the last thing you need is more stress. But for many Texas property owners, the arrival of new tax bills brings exactly that.  If you’ve never worked with a property tax lender before, you might assume the process is complicated or time-consuming. In reality, partnering with the right lender can…

Why November Is the Smartest Time to Refinance Your Property Tax Loan 

November 18, 2025

If you’re a Texas property owner, the end of the year can feel like a race to wrap up loose ends. Between holiday commitments, year-end budgeting, and preparing for the year ahead, the last thing you want is another financial stressor, especially a new property tax bill.   At Johnson & Starr, we specialize in taking…

What Are the Benefits to Refinancing Your Texas Property Tax Loan?

October 22, 2025

If you currently have a property tax loan and have recently received your 2025 bill, you may be wondering what options you have. Paying your 2025 bill may still be difficult before the February deadline. In many cases, refinancing your property tax loan can offer real financial advantages – especially if your circumstances or interest…

What is a Property Tax Lien?

August 19, 2025

If you own property in Texas, or anywhere in the United States, you’re required to pay some level of property taxes each year. These taxes help fund essential public services like schools, police and fire departments, and local infrastructure. But if property taxes aren’t paid on time, the local government has a powerful legal tool…