Texas Property Tax Penalty and Interest Chart
In Texas, you are considered delinquent if your property tax bill remains unpaid by February 1st of the tax year. Once delinquent, you are subject to a 7% penalty and from there interest and penalties continue with one of the largest penalties coming in July for most counties. Every month that you’re still past due, your rate will increase by another 2%. The longer you allow delinquent property taxes to go unpaid, the more penalties and interest are added to your bill, that’s why it’s important to pay your tax bills as soon as you can to avoid these costly fees.
Here’s a breakdown of the penalty and interest fees for Texas property tax:
| Month | Penalties & Interest | Attorney Fees | Total % Increase |
| JAN | |||
| FEB | 7.0% | 7.0% | |
| MAR | 9.0% | 9.0% | |
| APR | 11.0% | 11.0% | |
| MAY | 13.0% | 13.0% | |
| JUN | 15.0% | 15.0% | |
| JUL | 18.0% | 20.0% | 41.6% |
| AUG | 19.0% | 20.0% | 42.8% |
| SEP | 20.0% | 20.0% | 44.0% |
| OCT | 21.0% | 20.0% | 45.2% |
| NOV | 22.0% | 20.0% | 46.4% |
| DEC | 23.0% | 20.0% | 47.6% |
*The collection penalty will be 15% or 20% of the total taxes, penalties, and interest due, depending on your taxing jurisdiction. Travis County may not apply attorney fees until a legal foreclosure process is begun.
Get the Help you Need Today
Aside from costly fees, unpaid property taxes could result in you being sued by the county and losing your property to foreclosure. Johnson & Starr can help reduce the stress of delinquent property taxes by paying the tax bill in full and creating a repayment plan based on your priorities. We help save homes – let us help if you’re facing the burden of delinquent property taxes. Learn more about our Texas Property Tax Loans.