Texas Property Tax Information
What Happens If You Don’t Pay Your Property Taxes in Texas?
How Delinquent Property Taxes Affect Your Home Property taxes are a required expense for homeowners, but financial challenges or confusion about deadlines can sometimes lead to missed payments. If you’re wondering what happens if you don’t pay property taxes, the consequences can become serious over time. Many homeowners don’t realize how quickly delinquent property taxes can escalate, from…
Are Property Tax Loans a Good Idea? Pros and Cons of Property Tax Loans
When property taxes go unpaid, the consequences can be serious, especially in states like Texas, where penalties and interest can rapidly add up. Property tax loans have become a common solution for homeowners facing this issue, but are they the right choice for everyone? This article explores what property tax loans are, how they work,…
A Guide to Delinquent Property Taxes in Texas
If you have recently fallen behind paying your Texas property taxes, the situation can feel quite overwhelming. Whether due to financial hardship, unexpected expenses, or simple timing issues, unpaid taxes can quickly become a larger problem as penalties and interest accumulate. Knowing how delinquent property taxes work in Texas and what options are available can…
Why November Is the Smartest Time to Refinance Your Property Tax Loan
If you’re a Texas property owner, the end of the year can feel like a race to wrap up loose ends. Between holiday commitments, year-end budgeting, and preparing for the year ahead, the last thing you want is another financial stressor, especially a new property tax bill. At Johnson & Starr, we specialize in taking…
What Are the Benefits to Refinancing Your Texas Property Tax Loan?
If you currently have a property tax loan and have recently received your 2025 bill, you may be wondering what options you have. Paying your 2025 bill may still be difficult before the February deadline. In many cases, refinancing your property tax loan can offer real financial advantages – especially if your circumstances or interest…
How to Prevent Property Tax Penalties: Essential Tips
In the 1970’s in Texas, property taxes were roughly 2%-3%, on average, of a Texan’s income. Then in 1982, Texas abolished the state property tax making local governments fully responsible for property tax collection at the district and county level. Fast forward to the 2000’s and that average tax to income ratio had risen to…
Why a Property Tax Loan with No Payments for a Year May Be a Bad Idea
For many Texas homeowners, being delinquent on Texas property taxes can be an overwhelming and stressful situation and can often lead to impulsive decision-making. If you are in a hurry to pay off your delinquent property taxes and decide to use a licensed lender, you may be tempted to choose the first property tax lender…
Understanding Your Rights as a Property Owner
Purchasing your first home is always a major accomplishment worth celebrating. But owning a home comes with a lot of less-than-fun requirements including maintenance, repairs, and of course, property taxes. Property taxes are an even bigger commitment in Texas where property owners pay the seventh-highest property tax rate in the country. Paying them can be…
How Do You Find Your Property Taxes? 3 Easy Ways to Locate Your Property Tax Bill
Owning your own home comes with many responsibilities, and one of the biggest is staying on top of your property taxes. Understanding your property tax bill isn’t just about avoiding late fees, it also impacts your overall budget and helps you plan for future expenses. The easiest ways to find your tax bills are by…
How Expensive Are Texas Property Taxes Compared to Other States?
Texas has some of the highest property taxes in the country, making them a major part of homeownership costs. Property tax rates have a direct impact on local prices, affecting mortgage payments and the general cost of living. Because Texas has no state income tax, local governments rely heavily on property taxes to fund local…