Property Tax Loan Information

Why Do Delinquent Property Taxes in Texas Spike in July?

June 30, 2025

The longer delinquent Texas property taxes go unpaid, the harder they become to manage. Each month of delinquency brings added penalties, interest, and fees, but July 1st marks a turning point. That’s when an especially steep penalty kicks in, making it significantly more difficult to catch up. What Happens in July? Starting July 1st, local…

How to Prevent Property Tax Penalties: Essential Tips 

May 7, 2025

In the 1970’s in Texas, property taxes were roughly 2%-3%, on average, of a Texan’s income. Then in 1982, Texas abolished the state property tax making local governments fully responsible for property tax collection at the district and county level. Fast forward to the 2000’s and that average tax to income ratio had risen to…

Why a Property Tax Loan with No Payments for a Year May Be a Bad Idea

April 20, 2025

For many Texas homeowners, being delinquent on Texas property taxes can be an overwhelming and stressful situation and can often lead to impulsive decision-making. If you are in a hurry to pay off your delinquent property taxes and decide to use a licensed lender, you may be tempted to choose the first property tax lender…

The Extra Debt from No Payments for 12 Months

March 12, 2025

If you’re looking for an affordable option to pay off your Texas property taxes, a property tax loan could be a great fit for your needs. Johnson & Starr is dedicated to offering loans that save homes and helping you manage debt, the RIGHT way. Because of our dedication to this, we want property owners…

Need Help with Your Texas Property Taxes, Start Here 

December 9, 2024

As inflation has continued to rise, property taxes are at an all time high in Texas with a nearly 20% increase in some Counties. Property taxes are confusing and how to handle the challenges that come with navigating new laws and maintaining payments can pose a struggle. If you need help with your Texas Property…

What Taxes in 2025 Might Look Like 

December 3, 2024

In the last several years the country as a whole has gone through a lot: political changes, natural disasters, pandemics, inflation, and more. These outside factors affect many parts of our life, including property taxes. In Texas specifically, major urban areas like Austin, Dallas, and Houston have seen substantial property value increases due to population…

Why Do Property Taxes Go Up?  

November 20, 2024

Property taxes are an unavoidable part of owning a home and it would be wonderful if we had a set amount of taxes when we bought our home that never changed. It would certainly make budgeting much easier. Sadly, our property taxes in Texas go up almost every year. How much they go up varies…

Understanding the Recent Property Tax Rate Increase in Harris County

November 13, 2024

Property taxes are a difficult but necessary part of being a homeowner. While property taxes are a costly expense, those taxes go into supporting and maintaining the infrastructure of local communities. When a county increases taxes, there are rules to follow and limits to the increases that can occur. However, like the situation we just…

How Do Property Tax Loans Work? 

October 25, 2024

Even with recent tax cuts and increases in the homestead exemption, property taxes continue to cause many Texas residents financial difficulty. With costs continuing to rise in every industry, it’s easy to fall behind on your property taxes and suddenly be faced with the looming risk of foreclosure. How do you avoid foreclosure when you…

I Inherited Delinquent Property Taxes — What Do I Do?

October 8, 2024

Property taxes can be confusing to anyone, but if you’ve inherited a home that has preexisting delinquent property taxes, the situation can be even more complicated. Who’s responsible for the taxes?  What if you are a joint owner of the property? What if the new owner is a minor? Can you sell the home you’ve…